Warsaw remains one of Europe’s most affordable capitals for expats, though costs have risen steadily. Based on surveys of 500 international residents, here’s what living in Warsaw actually costs in 2026.
Housing: A one-bedroom apartment in the center averages 3,800-5,500 PLN/month. In popular expat areas like Mokotów or Żoliborz, expect 3,200-4,500 PLN. Two-bedroom apartments range from 4,800-7,500 PLN centrally.
Groceries: Monthly grocery spending averages 1,200-1,800 PLN for a single person. Shopping at Biedronka or Lidl is 30-40% cheaper than Carrefour or specialty stores.
Dining Out: A lunch at a local restaurant costs 30-50 PLN. Dinner for two at a mid-range restaurant averages 180-280 PLN. Craft beer at a bar: 18-25 PLN.
Transportation: Monthly ZTM pass: 110 PLN (reduced: 55 PLN). Bolt/Uber rides average 25-45 PLN within the city center.
Utilities: Monthly utilities for a 50m² apartment average 600-900 PLN including electricity, heating, water, and internet.
Total Monthly Budget: A comfortable single lifestyle in Warsaw costs approximately 7,000-10,000 PLN (€1,600-2,300), making it roughly 40% cheaper than Berlin and 60% cheaper than London.
